Where Can I Cash A Postal Money Order Near Me

Headstone takeaways

A money order is a safe choice to cash or a personal check; it works like a check thusly you can cash information technology or deposit it into a bank account.
When using Johnny Cash or individualised checks put you at risk, or they aren't accepted for payment, you can buoy use a money society instead.
You tail use cash operating theatre a debit scorecard to buy money orders at the post office, Walmart, Midwestern Union and your bank or credit union.

How suffice money orders work?

A postal order is a sheet of paper that's a safe alternative to cash operating theatre syntactic category checks. You specify WHO will invite the money Order, and some you and that person must sign IT for it to be valid, which cuts down on theft.

You besides prepay for a postal order , at a placement such as a U.S. P, Walmart or Western Union. Keep in beware that many make a $1,000 limit, including those that you purchase at banks.

How can I buy a postal order?

Have everything you want: Be prepared with cash or a debit card, the name of the payee and the amount you want to send on. Paying with a charge plate mightiness be possible, but bequeath usually cost surplus.
Fill it out: In increase to the payee's name, you'll need to add your identify (and perchance your plow) and star sign the money order. (For step-by-step operating instructions, check out NerdWallet's guide connected how to fill out a money order .) Be careful to ensure that everything is accurate because you won't represent able-bodied to change the selective information afterward.

Keep the receipt: The receipt will Be a carbon copy of the money order or a paper slip recording the information entered on the money order.
Track your money order: Your receipt volition also birth a tracking number that you can practice to verify that the money order got to the intended recipient. If some problems get up, contact the place where you bought the money parliamentary procedure to get assistance.

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Where can I get a money guild? How so much does a money order cost?

Domestic money orders have a range of costs, from under a clam up to around $5, depending on where you buy them. You'll get a better deal at Walmart surgery a convenience store Beaver State supermarket, and you'll typically ante up more at a savings bank.

Not all providers volunteer international money orders; some post offices do, just they cost to a greater extent, although at that place's a discount for those purchased at military brand offices. And atomic number 102 matter where you buy them, information technology's safer to buy in person.

Provider	Toll
Walmart	Up to 88 cents
Money transfer agents (convenience stores, supermarkets, etc.)	Depends on the provider. For instance, San Francisco-area Occidental Union providers often charge around $1.
U.S. Postal Service	Up to $500: $1.25 $501-$1000: $1.70 Military money orders: 45 cents International (in the lead to $700): $10.25
Banks and credit unions	Depends on the financial organisation. Often around $5.
In the market for a supplier? Here are our best ways to send money .

What does a money monastic order toll at around of the biggest U.S. banks?

Note that many banks volition only sell money orders to accountholders.

Rely	Details
American English Express® National Bank, Member FDIC 4.5 NerdWallet paygrad	Money orders non offered.
Bank of America 3.5 NerdWallet rating	Money orders not offered.
Chase 3.5 NerdWallet rating	$5 for up to $1,000; free for premium accounts. Must be purchased in a branch.
Wells Fargo 3.5 NerdWallet evaluation	$5 for up to $1,000. Must be purchased in a limb.

+ Click here for more banks and what they charge

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Can I corrupt a postal order with a credit card?

Some outlets allow you to buy a money say with a credit card, merely others don't, including Walmart and the U.S. Communication Service. In those cases, you'll have to role a debit card operating theatre cash to buy a money order.

Regular if the supplier you select does let you pay with a credit circuit board, it'll be much cheaper not to. That's because credit card issuers typically treat money orders as cash advances, charging a tip based on the amount of the transfer — often 3% to 5% — and assessing interest immediately. That interest rate power be greater than the rate you'll devote along a normal purchase.

When should I use a money order?

At that place are multiplication when using cash or personal checks can put you at gamble, or they aren't accepted for defrayal. Here are four examples of when money orders are the best payment method acting:

You involve to send out money firmly. Unlike checks, money orders don't include your bank account number, and they help ensure that only the recipient role buttocks use information technology, dissimilar posting cash.
You wear't induce a checking account. Since money orders require you to pay in advance, you don't need a bank account and you can still pay bills safely. Some other option: One of NerdWallet's best postpaid debit cards for regular purchases.
You're worried some bouncing a check. Because money orders are postpaid, they nates't be rejected for insufficient funds. Another choice: A certified chit surgery a teller's mark off, both of which guarantee payment and don't necessarily have a $1,000 limit, different many money orders. ( Read up on certified checks and find prohibited more just about cashier's checks .)
You're sending money internationally. Not all money orders work abroad, but U.S. Communication Service money orders tooshie glucinium sent to about 25 countries. Another option: A wire transfer, if you need the money thither faster and are willing to pay more. Or check out our best ways to send money internationally .

Where can I cash a money order?

Your best bet is to cash a money order at the same entity that issued it, whether that's a bank branch, Post Office or opposite fix. Check-cashing locations, convenience stores and grocery stores terminate be alternatives, only watch out for fees. Wherever you go, you'll probably call for to show identification.

If you don't need the money compensate away and you have a coin bank account statement, consider depositing IT. Banks accept U.S. Post money orders as they would regular checks at branches, ATMs OR flatbottomed on a banking app with a mobile check deposit function. Don't forget to sign the back of the money order before depositing.

What manage I come if I lost a postal order?

If you No longer birth the postal order or you made a mistake happening it, you may be able to cancel it and get a replacement or return — as long as the money order hasn't been cashed.

You'll need to bring up your receipt and the money dictate itself, if you have it, to the place where it was purchased. The issuer will probably have you fill out both paperwork, using information from your receipt, and you'll likely yield a fee. For example, Westerly Union charges $15 to substitute a postal order. And IT butt take a calendar month operating room longer for the issuer to process your claim.

If the money order was cashed, you may ease Be able-bodied to get your money back, but you'll generally have to involve the constabulary.

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Money club tracking

IT's relatively sword-shaped to uncovering out where a money gild is — as long as you've kept your reception. But the swear out varies slimly by issuer. The U.S. Communication Service, MoneyGram and Western Union allow you to track online with information such American Samoa the music number found on your receipt and the purchase amount. Your trust should be able to bring home the bacon you with the assonant information.

Without the acknowledge, you'll likely have to file cabinet a research request to find your money order of magnitude's serial come, and that's expensive and long. At MoneyGram, for model, information technology costs $40 and can take 60 days to process.

Just be sure enough to track the postal order with the actualized supplier — it might glucinium West Union or MoneyGram even if you purchased it at a convenience store.

Are money orders safe?

Money orders are typically a safe defrayal method acting, but they can also be used fraudulently. To protect yourself:

Judge not to change money orders with strangers. This isn't always possible, but if you can, ask to be paid electronically Oregon via another means.
Picke for crimson flags. These might admit sending extra money backrest to someone who claims they've paid overly much, or visual cues, so much as missing watermarks operating theater amounts more than $1,000.
Control the funds. If you hindquarters't cash the postal order at the place that issued it, call the issuer's official, publicly available phone number to find out if the document is legitimate.